TERMS & CONDITIONS

Last Updated: April 2026

AGREEMENT TO TERMS

These Terms and Conditions (“Terms,” “Agreement”) constitute a legally binding
agreement between you (“User,” “Customer,” “you,” or “your”) and KFash Group
of Investments, including its subsidiaries KFash Global Autos and KFash Logistics
Services (“Company,” “we,” “us,” “our”). By accessing and using our website
kfashglobal.com, purchasing vehicles, utilizing our shipping and logistics
services, renting vehicles, or engaging with our dispatch services, you agree
to be bound by these Terms and Conditions in their entirety.

If you do not agree with any part of these Terms, you must discontinue use of
our website and services immediately. We reserve the right to modify these Terms
at any time. Changes will be effective upon posting to our website. Your continued
use of our services following the posting of revised Terms means you accept and
agree to the changes.

USE LICENSE

We grant you a limited, non-exclusive, revocable license to access and use our
website for lawful purposes only. You agree not to reproduce, duplicate, copy,
sell, resell, or exploit any portion of our website or services without express
written permission from KFash. You agree not to use our website or services for
any illegal or unauthorized purpose, including violating any laws in your
jurisdiction. Prohibited behavior includes harassing or causing distress or
inconvenience to any person, transmitting obscene or offensive content, disrupting
normal flow of dialogue within our website, attempting to gain unauthorized access
to our systems, and using our services for commercial purposes without authorization.

Your use of our website must comply with all applicable laws and regulations.
Any unauthorized use of the website terminates the permission granted by us.
You may not access or use the website for any purpose other than that for which
we make the website available. The website may not be used in connection with
commercial endeavors except those specifically endorsed or approved by us.

VEHICLE PURCHASE TERMS

When purchasing a vehicle from KFash Global Autos, you agree to our vehicle
purchase terms and conditions. All vehicles are sold “as-is” unless otherwise
explicitly stated in writing. We provide detailed vehicle history reports and
inspection documentation for all vehicles. Each vehicle includes our seven-day
money-back guarantee, which allows you to return the vehicle within seven days
of purchase for a full refund if you are not satisfied, provided the vehicle
has not been significantly damaged or had excessive additional mileage added.

To qualify for the seven-day money-back guarantee, the vehicle must be returned
in substantially the same condition as purchased. Reasonable wear and tear is
acceptable, but damage caused by misuse, accidents, or negligence may result in
refund deductions. We offer optional extended warranty coverage that provides
additional protection beyond the standard guarantee. The terms of extended
warranties are detailed in separate warranty documents provided at the time of
purchase.

Financing through our in-house financing program is subject to approval and credit
verification. Interest rates, payment terms, and conditions are provided in your
financing agreement. You are responsible for maintaining insurance on any financed
vehicle as required by law. Failure to maintain insurance may result in default
of your financing agreement. All vehicle titles remain with us until your financing
obligation is fully satisfied.

FINANCING TERMS

If you apply for financing through KFash, you authorize us to obtain credit reports
and verify your financial information. All information provided in your financing
application must be accurate and complete. Providing false information may result
in immediate cancellation of your financing and potential legal action. Your
financing terms, interest rate, payment schedule, and conditions are detailed in
your signed promissory note and security agreement.

You agree to make all payments on time as specified in your financing agreement.
Late payments may result in late fees as permitted by law and your agreement.
Failure to make payments may result in default and repossession of the vehicle.
You are responsible for maintaining comprehensive and collision insurance on any
financed vehicle. Changes to your financing terms require written agreement from
both parties. Prepayment without penalty may be available depending on your
specific agreement.

SHIPPING AND LOGISTICS SERVICES

When utilizing our shipping and logistics services, you agree to our shipping
terms and conditions. You provide accurate and complete information about the
vehicle being shipped, including make, model, year, condition, and any damage
or mechanical issues. You certify that you have the legal right to ship the
vehicle and that there are no outstanding liens or legal claims against the
vehicle.

All vehicles are insured during transit through our comprehensive coverage. Our
insurance covers loss or damage caused by transit-related incidents, including
accidents, weather, or theft. Damage caused by pre-existing conditions, hidden
defects, or wear and tear not related to shipping is not covered. You are
responsible for verifying insurance coverage details in your shipping agreement.

Our shipping quotes and pricing are valid for thirty days from the date provided.
Prices may change based on fuel costs, distance, vehicle condition, and market
conditions. Payment is due at the time of shipment unless other arrangements are
made in writing. We accept payment via credit card, bank transfer, and other
methods specified on our website. Cancellations must be made before the vehicle
is picked up for a full refund. Cancellations after pickup may be subject to
fees.

Delivery dates are estimates based on typical transit times and conditions. We
maintain a ninety-nine point eight percent on-time delivery rate but cannot
guarantee specific delivery dates due to factors beyond our control including
weather, mechanical issues, and customs delays. Delays caused by customs or
government agencies are not our responsibility. We provide real-time tracking
updates and regular progress reports throughout the shipping process.

CAR RENTAL TERMS

Our car rental services are available to drivers age twenty-five and older with
a valid driver’s license. Renters under age twenty-five may be subject to
additional fees and restrictions. You must provide a valid government-issued
identification and proof of insurance or purchase our rental insurance. A credit
card in the renter’s name is required to secure the reservation and cover potential
damages.

You agree to rent and return the vehicle at the time and location specified in
your rental agreement. Late returns may result in additional charges at our
standard late fees. You are responsible for the vehicle’s condition and are liable
for any damage, theft, or loss that occurs during the rental period. You must
immediately report any accidents, damage, or mechanical issues to our office.

The rental vehicle must be operated safely and in compliance with all traffic
laws and regulations. You agree not to smoke, transport hazardous materials, or
use the vehicle for commercial purposes without authorization. You must return
the vehicle with a full tank of fuel. If returned with less than a full tank,
you will be charged for fuel at our standard rates plus a refueling fee.

You are responsible for all traffic violations, parking tickets, and tolls incurred
during your rental period. These charges will be billed to your credit card if
not paid directly. We are not responsible for personal items left in the rental
vehicle. We maintain the right to charge cleaning fees if the vehicle is returned
in excessively dirty condition.

TRANSPORTATION AND DISPATCH SERVICES

For business customers utilizing our transportation and dispatch services, you
agree to our service terms as outlined in your service agreement. Service agreements
detail the scope of services, pricing, payment terms, and specific conditions.
All services are provided on a professional basis and subject to availability.

You are responsible for providing accurate information about your transportation
needs and requirements. Changes to service requirements should be communicated
in advance when possible. We maintain a twenty-four hour dispatch center to
coordinate services and handle emergencies. Emergency situations are handled
according to protocols outlined in your service agreement.

All vehicles used in our dispatch services are properly maintained and insured.
Drivers are trained professionals committed to safe operation and professional
service. You agree to treat our drivers and staff with respect and courtesy.
Abusive or disrespectful behavior may result in service termination without
refund.

PAYMENT TERMS

All services and vehicle sales require payment as specified in your agreement or
invoice. Accepted payment methods include credit cards, debit cards, bank transfers,
and other methods specified on our website. Payment must be received before service
delivery unless other arrangements are made in writing. Late payments may result
in late fees of one and one-half percent per month or the maximum allowed by law,
whichever is less.

If payment is not received by the due date, we may suspend services, report the
delinquency to credit agencies, pursue legal collection action, and charge
reasonable collection costs. You are responsible for all costs of collection
including attorney fees and court costs. Credit card payments are subject to
payment processor fees which may be passed to the customer.

LIMITATION OF LIABILITY

To the fullest extent permitted by law, KFash Group of Investments shall not be
liable for any indirect, incidental, special, consequential, punitive, or exemplary
damages including loss of profits, loss of revenue, loss of data, or loss of use,
even if advised of the possibility of such damages. This includes damages arising
from your use of or inability to use our website or services, any unauthorized
access to or alteration of your information, and any third-party conduct or
content.

Our total liability for any claim arising out of or relating to these Terms or
our services shall not exceed the amount paid by you for the specific service at
issue. Some jurisdictions do not allow limitation of liability, so this limitation
may not apply to you. If any portion of this limitation is found unenforceable,
the remainder shall remain in effect.

DISCLAIMER OF WARRANTIES

Our website and services are provided on an “as-is” and “as-available” basis
without warranties of any kind, either express or implied. We disclaim all warranties
including implied warranties of merchantability, fitness for a particular purpose,
and non-infringement. We do not warrant that our website or services will be
uninterrupted, error-free, secure, or free from viruses or other harmful components.

We do not warrant the accuracy, completeness, or reliability of any content on
our website or information provided through our services. Your use of our website
and services is at your sole risk. We are not responsible for the quality,
accuracy, or legality of any content provided by third parties or users.

INDEMNIFICATION

You agree to indemnify, defend, and hold harmless KFash Group of Investments,
its officers, directors, employees, agents, and affiliates from and against any
claims, damages, losses, liabilities, costs, and expenses including reasonable
attorney fees arising from your use of our website or services, your violation
of these Terms, your violation of any applicable law, or your infringement of
any third-party rights.

This indemnification obligation applies to all claims whether arising from your
actions, omissions, or negligence. You will cooperate fully with us in defending
any indemnified claims and will not settle any claim without our prior written
consent.

INTELLECTUAL PROPERTY RIGHTS

All content on our website including text, graphics, logos, images, videos, and
software is the property of KFash Group of Investments or its content providers
and is protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, transmit, display, perform, or create derivative
works from any content without express written permission.

The KFash name and logos are registered trademarks of KFash Group of Investments.
You may not use our trademarks or service marks without prior written authorization.
Any unauthorized use of our intellectual property may result in legal action and
injunctive relief.

THIRD-PARTY LINKS AND CONTENT

Our website may contain links to third-party websites and services. We are not
responsible for the content, accuracy, legality, or practices of third-party
websites. Linking to third-party sites does not imply endorsement or affiliation.
You access third-party websites at your own risk and should review their terms
and privacy policies.

Third-party content displayed on our website is provided for informational purposes
only and does not necessarily reflect our opinions or policies. We are not
responsible for any third-party content and make no representations regarding its
accuracy or legality.

DISPUTE RESOLUTION

Any disputes arising out of or relating to these Terms or our services shall be
resolved through binding arbitration in Harris County, Texas, administered by the
American Arbitration Association. The arbitration shall be conducted according to
the AAA Rules of Arbitration. The arbitrator’s decision shall be final and binding
and may be entered as a judgment in any court of competent jurisdiction.

By agreeing to these Terms, you waive your right to a jury trial and your right
to participate in any class action lawsuit. Each party shall bear its own costs
and attorney fees unless the arbitrator determines otherwise. The arbitration
agreement shall survive termination of these Terms.

GOVERNING LAW

These Terms and Conditions are governed by and construed in accordance with the
laws of the State of Texas and the United States, without regard to its conflict
of law principles. The parties consent to the exclusive jurisdiction of the courts
located in Harris County, Texas for any legal action not subject to arbitration.

SEVERABILITY

If any provision of these Terms is found to be unlawful, void, or unenforceable,
the remaining provisions shall remain in full force and effect. We will replace
any invalid provision with a valid provision that achieves the original intent
as closely as possible.

ENTIRE AGREEMENT

These Terms and Conditions, along with our Privacy Policy and any other agreements
you have with us, constitute the entire agreement between you and KFash regarding
your use of our website and services. These Terms supersede all prior agreements
and understandings. No modification of these Terms is valid unless made in writing
and signed by an authorized representative of KFash.

CONTACT INFORMATION

If you have questions about these Terms and Conditions, please contact us at:

KFash Group of Investments
12791 Bissonnet Street
Houston, TX 77099
United States

Phone: +1 (281) 91-KFASH (53274)
Email: info@kfashglobal.com
Website: kfashglobal.com

We will respond to your inquiry within thirty days or as required by law.

ACKNOWLEDGMENT

By using KFash Global Autos website and services, you acknowledge that you have
read, understood, and agree to be bound by these Terms and Conditions in their
entirety. If you do not agree with any part of these Terms, you must immediately
discontinue use of our website and services.

Thank you for choosing KFash Group of Investments. We are committed to providing
excellent service and maintaining professional relationships with all our customers.